About
MiCash Inc. is a leading provider of financial services to underserved consumers and a pioneer in offering remittance-enabled general purpose, re-loadable, prepaid debit cards as well as remittance-enabled payroll debit cards. The unique remittance feature enables cardholders to transfer money from their card to a recipient in cash.
MiCash is an experienced leader in partnering with national retailers, like The Home Depot, to offer co-branded prepaid card programs that boost retail revenue and increase customer loyalty.
MiCash was founded on the ideals of providing the underserved consumer access, security and convenience. These guiding principles speak directly to the needs of our customers.
Currently, there are over 85 million people in the United States that have either a limited or no banking relationship, typically referred to as underserved. This group of individuals receives total wages and payments of over $1 trillion and represents tremendous spending power.
Our mission is to make a positive difference in the lives of people who either do not have access to or choose not to use mainstream financial services. We do so by utilizing world class technology to provide fair-priced, value-added financial services.
With a MiCash Prepaid card, cardholders are able to conduct everyday transactions like making purchases at the point of sale, online or by phone, paying bills, and sending money to family in another country.
A Progressive Approach to Enhancing Value for Cardholders
MiCash has pioneered an approach that is unique in the prepaid services industry; offering general purpose reloadable, prepaid debit cards that have remittance capability. This unique capability enables cardholders to transfer money from their card for pick up at more than 12,000 locations in Mexico, South and Central America, India, the Philippines, China and other locations.
MiCash is also the leading provider of remittance-enabled payroll cards, which reduce employer payroll administration costs and allow the “unbanked” employee to direct deposit his/her salary to the multi-faceted card.
MiCash prepaid cards can access funds at more than a million ATMs worldwide and can be reloaded at over 50,000 retail locations in the US. Additionally, MiCash cards are accepted by millions of retailers worldwide. All funds loaded onto MiCash products are insured by the Federal Deposit Insurance Corporation (FDIC). MiCash partners with leading companies in the financial services, consumer and technology sectors and has strategic relationships with Visa U.S.A, MasterCard International Incorporated and Bancomer Transfer Services. MiCash is also a federally-registered Money Service Busin
