Americans who enroll for benefits payments on or after March 1, 2011 will receive them by direct deposit or be enrolled in the government’s Direct Express Debit MasterCard program if they do not provide bank account information. Beneficiaries now receiving payments will switch to direct deposit or the debit card by March 1, 2013, after agencies inform them of the changes, according to the proposed rule change set for publication in Monday’s Federal Register. About one million Americans already receive benefit payments through the Direct Express card, according to the Office of Management and Budget.

Officials argue that direct deposits or the debit cards ensure the safe, quick delivery of funds…”

The government will save millions of dollars with this move. The unbanked who previously spent money and time cashing government checks will also benefit.

Isn’t it time you considered FREE direct deposit to a prepaid card?

Government to Switch to Direct Deposit, Why Not You? is a post from: MiCash Prepaid MasterCard

For example, if a MiCash prepaid debit card is lost or stolen, the card holder can easily contact the support team of MiCash with a phone call to report the loss. The card will be replaced, and the funds are insured under the Federal Deposit Insurance Corporation (FDIC). The card is also protected under certain conditions with the MasterCard Zero Liability Protection, to protect the card holder from unauthorized purchases.

These are some of the security measures inherent in the MiCash prepaid MasterCard. These give people the security and comfort of money safely kept away for the future.

A Prepaid MasterCard From MiCash Puts Client Security On Top is a post from: MiCash Prepaid MasterCard

SUMMARY: A prepaid MasterCard has certain advantages over a credit card. For one, all purchases done with a prepaid card are debited immediately, leaving minimum red tape.

BODY: The benefits of a prepaid MasterCard shine in how the card accords to its holder the ease of use and privileges that most credit card holders are able to enjoy. The difference, though, comes in how the finances are managed. Prepaid cards offer very distinct features that credit cards cannot have.

A prepaid card, in truth, is used very much like any banking ATM or any credit card. Cardholders are able to avail of cashless transactions for purchases made. They can simply present their card, and with a swipe the payment is complete. Funds are directly debited against an existing card account. A prepaid MasterCard has the benefit of being recognized and accepted in millions of establishments across the United States and overseas as well, thanks to the elaborate and diverse network of MasterCard.

One major advantage that a prepaid card has over a credit card comes precisely in its method of payment. A conventional credit card charges a card holder the amount to credit, plus interest if the balance is not paid off monthly. With a prepaid MasterCard, the cardholder will have no such trouble with interest rates or late payment fees. This is because the money is debited immediately from the cardholder’s card account.

RESOURCE BOX:

MiCash is a trusted resource for prepaid MasterCard programs throughout the country. They offer services like funds sharing from card-to-card at rates that are lower than ever. See the website of MiCash at http://www.micash.net or call 1-866-642-2741.

Prepaid MasterCard is a post from: MiCash Prepaid MasterCard

MasterCard is a powerful brand that allows users to pay for various products and services at establishments or through remote means, among other services that it provides. Now, a prepaid MasterCard is available with many of the same advantages, but with few of the inherent disadvantages.

Prepaid debit cards can be used to make purchases at a wide array of establishments including gas stations, restaurants and supermarkets. They can be used to pay bills via the Internet or a telephone, to withdraw cash at the millions of ATMs everywhere that display the MasterCard, Cirrus®, PULSE® and STAR® acceptance marks, and more.

Unlike with a credit card, there’s no risk of overdrafting or late fees.  There are also no interest charges, which can quickly create a scenario where it is hard to pay off the balance. The funds on the MiCash prepaid MasterCard are even insured by the FDIC (Federal Deposit Insurance Corporation).

For more information on the prepaid debit cards from MiCash, visit MiCash.net or call 1-866-642-2741.

Prepaid MasterCard – Prepaid Debit Card is a post from: MiCash Prepaid MasterCard

SUMMARY: Prepaid MasterCard programs are highly recognized across the globe, thanks in large part to the strength of the MasterCard brand. The prepaid card program also has features that make life much easier for their customers.

BODY: A prepaid MasterCard is more than just a fancy term for a debit card system. By banking on the power of the MasterCard brand name and system, holders of their cards are protected by a security and stability that other programs can’t offer as readily.

Based in Purchase, New York, MasterCard Worldwide was founded in 1966, and has been in the business of processing payments between banks of purchasers and merchants. Originally known as MasterCharge, the firm was designed to offer services to compete with Bank of America’s own card payment program of the day, BankAmericard. The group changed its name in 1979 from “Master Charge: The Interbank Card” to simply “MasterCard”, and the company has to this day become a highly recognized name.

Given the global scope of the firm, a prepaid MasterCard subscriber ought to have certain privileges, thanks to the MasterCard brand. For one, should the holder of the prepaid card choose to pay with his or her card, the card is easily accepted as standard payment, being one of the biggest and most recognized names in payment systems. The prepaid card becomes an easy means for cashless spending and purchasing.

The use of prepaid cards also has other special benefits as well. Clients can readily deposit funds into their card using direct deposit or load networks. Even better, some prepaid card companies do not charge a fee for card loading, and funds are readily accessed, even as the cardholder is traveling around the world.

RESOURCE BOX:

MiCash is a major provider of prepaid MasterCard programs across the United States. They offer exceptional benefits for cardholders, such as free $20 bonus on top of a card’s initial load, and low rates for transactions like international ATM withdrawals and card-to-card sharing. Learn more by visiting MiCash online at http://www.micash.net or call 1-866-642-2741.

Prepaid MasterCard is a post from: MiCash Prepaid MasterCard

Having prepaid cards may not be the obvious choice for taking money along, but they offer special features that make bringing them a good idea. For one, they help keep cash safe, preventing possible loss or theft, especially in strange locales. They also can be used like a credit card, for convenient cashless shopping. Also, if the card runs out, users can easily have friends or family back home deposit funds into the card account, ensuring that the card stays loaded with value as needed.

This use of a prepaid MasterCard is one example of the incredibly practical functions that MiCash and its unique line of prepaid debit card systems offer. MiCash has been working to provide excellent cashless spending solutions for people, and strives to do so for years more.

Travel with all the Conveniences of a Prepaid MasterCard is a post from: MiCash Prepaid MasterCard

SUMMARY: A prepaid MasterCard is a useful tool for travelers and regular consumers. They help keep one’s money safe, while also allowing for the convenient transfer of funds.

BODY: A prepaid MasterCard program can be an effective tool for travelers. People who constantly travel often find that having the card can be a great way to keep one’s finances safe, while ensuring that funds remain accessible almost anywhere in the world.

One of the major concerns of travelers is having enough funds available should they need it. Handling large sums of cash can become a liability – if one is not tempted to spend, there also is the possibility of accidentally misplacing the money or losing it by other means.

While credit cards offer the convenience of not having to carry cash at all times, not all establishments can readily accept credit card transactions. On the other hand, most cities all over the world have ATM facilities where travelers can quickly withdraw the cash they need. Most locations that allow purchases via credit cards will also accept prepaid debit cards, which make them a more versatile option for travelers.

Another major advantage of using prepaid MasterCard program is that travelers can easily control the amount of money that is loaded onto the account. They can withdraw value from the card and hold on to the cash, or use it like a credit card to directly make purchases. In case the card is lost, there is little danger of someone using the card to make excessive purchases, since the card’s usable amount is limited to the value stored.

An added bonus is that holders of cards like a prepaid MasterCard can have money reloaded remotely wherever they are. Loved ones can quickly send money to travelers by loading the card with funds at any retail location offering prepaid card loading services.

RESOURCE BOX:

MiCash is one of the country’s trusted firms for smart cashless spending. The MiCash prepaid MasterCard features excellent measures for sharing funds, storing cash and protecting one’s money. Discover how MiCash can help by visiting http://www.micash.net, or by calling their toll free number at 1-866-642-2741.

Benefits of a Prepaid MasterCard for Travelers is a post from: MiCash Prepaid MasterCard

Summary: Prepaid MasterCard offers immense benefits – from being able to make transactions that require credit cards, to the sheer convenience of not having to carry cash all the time. Unlike the regular credit card, however, it will not lead to financial troubles.

Body: It was in the late 1960s when MasterCard, then named Master Charge, was launched, offering amazing features that allowed it to become a leader when it comes to personal finance. Now, several companies have introduced prepaid MasterCard, providing a world of benefits to cardholders.

The prepaid version is an excellent alternative to traditional credit cards. They can be used to make transactions that require keying in a card number, like making airline ticket or hotel reservations, or online purchases. They also relieve the user of having to carry cash all the time.

Unlike with credit cards, however, managing one’s personal finances is so much easier with the prepaid version of the MasterCard. For one, there is no risk for overspending, as the cardholders can use the card only up to its remaining balance.

Because of this, providers of prepaid MasterCard need not issue monthly billing statements nor charge interest rates for the service. Further, they are generally much more lenient when it comes to requirements for applicants. Credit rating need not be perfect, as one can spend as much as they deposit and not as much as banks and financial institutions are willing to lend. Even those who were rejected by credit card service providers can apply, and will only need to submit some personal information and government-issued identification documents. Availing of the service may also entail a six to ten-dollar fee.

With the same features as credit cards, reduced vulnerability to impulse buying, no monthly bills and no interest rates, securing a prepaid version of MasterCard can be the wisest decision to make in the face of economic recession.

Resource Box:

MiCash Inc., a leader when it comes to financial services to underserved consumers, offers the benefits of having a credit card through its prepaid MasterCard services. Even those with poor credit rating may apply and experience life without monthly billing and interest rates. Visit http://www.micash.net or call 1-866-642-2741 or to learn more.

The Power and Convenience of Having a Prepaid MasterCard is a post from: MiCash Prepaid MasterCard

A prepaid MasterCard® Card is the perfect cash card for people wanting to have better discipline over their finances. Unlike with regular credit cards, it is impossible to overspend or collect interest with a prepaid debit card.

This is because prepaid cardholders can only purchase goods and services within their card’s remaining balance. Prepaid MasterCard® cards work like an electric wallet. One deposits a certain amount of money into the prepaid debit card account, which is then used to pay for whatever expense the cardholder wishes to use his or her prepaid MasterCard® on.

Anyone over the age of eighteen can apply for a prepaid MasterCard® card. Even people who have had a history with credit debt can sign up for a prepaid debit card account. The debit system may help them curb their financial vices by getting them to spend only money that they’ve already earned.

For more information about prepaid MasterCard® cards, visit MiCash.net or call 1-866-642-2741.

Prepaid MasterCard Card – Prepaid Debit Cards is a post from: MiCash Prepaid MasterCard

The prepaid MasterCard made available by leading financial services provider MiCash allows cardholders to reap the benefits of both a debit card and credit card, sans the interests and other charges.

Being one of the most widely accepted payments cards worldwide, the MasterCard can be used to make purchases at over a million establishments, including both brick and mortar and online stores. With the great utility it offers, it’s a good thing the card can also be reloaded easily through Western Union and the Green Dot reloading network outlets which are conveniently located in a wide variety of stores nationwide.

Should the cardholders require the resources in cash, they may also withdraw from millions of ATMs across the globe—as long as the machine bears the MasterCard logo, and those of Cirrus, PULSE, and STAR.

Getting the MiCash Prepaid MasterCard eliminates the risks involved in carrying large amounts of money when making purchases, and also serves as a safe storage for extra funds.

Learn about the range of other benefits the card has to offer by visiting MiCash.net or calling 1-866-642-2741.

Prepaid MasterCard – Debit Cards is a post from: MiCash Prepaid MasterCard