Do Marriott Hotels, Hilton Hotels and other hotels used by business travelers accept prepaid cards instead of credit cards? Well, if you are one of the millions of Americans who have made the switch to prepaid MasterCards or Visa or even Prepaid AmericanExpress, the answer is a big yes. Hotels welcome getting paid, especially with plastic. And MasterCard and Visa are accepted literally in million of places worldwide.

The only thing to consider when using a prepaid card at a hotel establishment, whether the large chains or even a ma and pa wayside stop on a lonely highway is the fact that hotels typically put a “hold” on your card of two hundred or even four hundred dollars depending on how long your stay is. They do not take these funds from your card, but they need to see that you have that much on your card to cover any expenses you might generate from damage to the room. Think of it as a damage deposit then. Once you have checked out, the bank issuing your card will then release this hold. However, bear in mind the release can be a day or two later.

So, the bottom line is, if you want to use a prepaid debit card at a Hilton, Marriott, Comfort Inn, or other fine hotel, be sure to have at least $500 on your card, otherwise it might not be accepted. Alternatively, you could provide a credit card as security and pay with your prepaid card when you check out.

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